We live in a day and age where health care for the individual can be overwhelmingly complicated. New insurance laws can leave anyone feeling confused and frustrated. When you put your health and life insurance in Sarah’s hands, you get more than an agent, you get an advocate. She is going to help you determine what options are right for you, find the best prices, and help educate you on what your policy covers. You should always know what your policy covers before you have to visit a doctor or hospital so you get the best health care available under your coverage.
Here are some questions to ask yourself about your policy.
- What is the plan’s calendar year deductible and would I have to pay a separate deductible for each family member if everyone in my family became ill at the same time?
- What is the plan’s coinsurance percentage?
- What is the plan’s Maximum Out Of Pocket Expenses per year?
- What is the plan’s Lifetime Maximum Benefit if I become seriously ill and does the plan have any “per illness” maximums or caps?
There are many more questions you need to be able to answer about your health and life insurance policy and we will make sure you have the answers.